5 cups plain bread cubes or crouton
1 pound ham — chopped*
2 cups cheddar cheese — cubed small*
4 cups milk **
1/4 teaspoon pepper**
6 eggs**
1/3 cup corn oil**
1 teaspoon salt**
1 teaspoon dry mustard**
1/3 C flour**
* Place these in the bottom of a greased 9 X 13 pan. ** Pour this mixture over crouton mixture and refrigerate overnight. Bake at 300 for 1 1/2 hours. Let sit for 10 to 15 minutes before serving. Cut into squares. Serves 12 to 15 (not at our house!!)